A home equity loan amount calculator can help you determine whether you're eligible for a home equity loan or a home equity line of credit — and how much you might be able to borrow. Just input your current home equity and credit score and the calculator can tell you how much home equity you might be eligible to finance.
The highest acceptable loan-to-value ratio differs by lender and property type (owner-occupied or investment). Lenders often require owner-occupied homes to have no more than 80% LTV and investment properties to have no more than 70%. This calculator assumes this is an owner-occupied home.