All starred "*" questions must be completed.
Is Your Household Income Considered "Low or Moderate" (LMI)?*
NOTE: All income levels are eligible to apply. LMI applicants may receive extended term options.
Price of Energy Efficiency Upgrade*
?Enter total price of your energy efficiency upgrade project.
Amount of Program Rebate*
?Enter the estimated amount of program rebate.
Additional financing amounts at other rates and terms may be available from NEIF.
All loans are made directly to the consumer by National Energy Improvement Fund, LLC. for program-qualifying upgrades performed by NEIF-Approved Contractors. Payment estimates based on 0.00% APR Minimum loan $2,500, Maximum loan $25,000. Loan amount is net of program rebate. Qualifying HVAC - 36, 60, or 84-month terms available. 120-month term available for low-to-moderate income. Whole Home Energy Solutions - 36, 60, or 84-month terms available for projects < $10,000. 120-month term available for projects over $10,000, or for low-to-moderate income. Rates, contractor fees, plans and programs are subject to change. All loans will be repaid on the applicant’s JCP&L utility bill.